We are first and foremost, students of life in the School of Accountable Living, Timing and Earning (SALTE), a school of thought you may say. We learn from our self-help efforts to improve our living standards. Each of us believes as follows: I am a student of life and the only true value on earth empowered by God to give value to other things including money. Everyone else is. Therefore I will always respect other people and work to create more honest trust between us for the greater good of all. This ideology we sum up in the Igbo philosophy:
MMADU KA E JI A KA.



WHAT WE DO

We Are Here to Help one-another we receive deposits (savings and investments) from only our members and grow the funds (doing loans and forex) until we can build houses and sell to members at our cooperative rate, on membership seniority basis.

MY DUTIES AS A SALTESCooper

1. Invest as you want to earn;
2. Tell your family, neighbours and friends if SALTESCoop has been honest and beneficial to you (we pay for this ads you are doing for us);
3. Withdraw or re-invest your earnings above NGN2000 once or twice in a year.

WHAT IS IN IT FOR ME?

1. Dividends: 0 – 20% a year;
2. Ad fares bonus: 0 – 5% a month.
3. Welfare: 20% of your total invest (over 6 months old) may be given you (only once a year);
As welfare package or social insurance package (SIP) benefit on the following occasions:

  • Child birth (show birth certificate);
  • Death of parent or spouse;
  • Wedding of member or member`s child;
  • School fees for member or member`s child (show Admission Letter)

    • WHAT’S IN IT FOR US?

    1. Our members employed;
    2. New business opportunities created;
    3. New caring (though virtual) human community created.
    Every subscriber that stays long enough with us must get a house you can pay for and own.